Bennett Privacy Policy

Web & Things ("we," "our," or "us") operates the Bennett mobile application (the "App"). This Privacy Policy explains how we collect, use, and protect your information when you use our App.

Information We Collect

Financial Data You Enter

When you use Bennett, you may enter the following financial data:

• Bill names, amounts, and due dates
• Budget categories and spending limits
• Transaction amounts, merchants, and categories
• Income information
• Daily check-in notes

This data is stored locally on your device using SwiftData and may be synced via Apple iCloud if you have iCloud enabled.

Data Stored on Your Device Only

The following data is stored only on your device and is not transmitted to our servers:

• All financial data (bills, budgets, transactions)
• App preferences and settings
• Notification preferences
• Streak and check-in history

iCloud Data

If you have iCloud enabled, your financial data may be synced through Apple's CloudKit service to:

• Sync data across your Apple devices
• Enable budget sharing with other users you invite
• Provide cloud backup

iCloud data is managed by Apple and subject to Apple's Privacy Policy. We do not have direct access to your iCloud-stored data.

How We Use Your Information

Your financial data is used solely to:

• Provide the App's budgeting and bill tracking features
• Generate spending insights and analysis (processed locally on your device)
• Send bill reminders and budget alerts via local notifications
• Sync data across your devices via iCloud

We do not sell, rent, or share your personal financial data with third parties.

Analytics

Bennett uses PostHog for anonymous usage analytics to help us improve the App. Analytics data includes:

• App feature usage patterns (e.g., which screens are visited)
• App performance metrics
• Device type and operating system version

Analytics data does NOT include your financial information (bills, budgets, transactions, income, or spending amounts). No personally identifiable financial data is ever transmitted to analytics services.

Third-Party Services

Apple iCloud (CloudKit)

• Data synchronization and cloud backup
• Budget sharing between users
• Subject to Apple's Privacy Policy

Apple StoreKit

• Subscription management and in-app purchases
• Subject to Apple's Terms and Conditions

PostHog

• Anonymous usage analytics
• No financial data is shared

For more information, see Apple's Privacy Policy and PostHog's Privacy Policy.

Data Storage and Security

Your financial data is primarily stored locally on your device. When iCloud sync is enabled, data is encrypted in transit and at rest by Apple's CloudKit infrastructure. We do not operate our own servers for storing your financial data.

Data Retention

Your data is stored on your device for as long as you use the App. You may delete all your data at any time through the App's settings. Uninstalling the App removes all locally stored data. iCloud data can be managed through your Apple ID settings.

Budget Sharing

When you share your budget with another user:

• Shared data is synced via Apple iCloud between participants
• The shared user can view and modify shared budget data, bills, and transactions
• You control who has access and can revoke sharing at any time
• We do not have access to the content of shared data

Notifications

Bennett uses local notifications (not push notifications from a server) for:

• Bill payment reminders
• Budget limit alerts
• Spending streak reminders
• Weekly summary reports

These notifications are generated entirely on your device. No notification data is sent to our servers.

Your Rights

You have the right to:

• Access all your data (stored locally on your device)
• Delete all your data through the App's settings
• Disable iCloud sync at any time
• Revoke budget sharing access
• Disable analytics collection

For additional requests, contact us at admin@webandthings.com.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact us: